FAQ2020-10-15T19:41:23+00:00

ASK & WE ANSWER

FREQUENTLY ASKED QUESTIONS

Frequently Asked Questions

  • 24/7 Agent Support: Emergencies don’t arrive announced. That’s why our agents are available around the clock to answer any of your questions or help you find the resource that you need.
  • Experienced Professionals: We have been helping families stay well since 2013. You can count on our expertise to continue doing what we do best.
  • Highly Regarded: Our clients, thousands of them, are happy and well taken care of. That itself is a testament to our professionalism and service quality.
  • The Best Rates: They say cheap isn’t always a good thing. But when talking about health insurance, you want to put your money in the right place. We pair you with the cheapest rates for the most coverage.
  • Variety of Options: We provide you with all of your options for Medicare, individual, and small business insurance at the best rates.
Do I qualify for small business insurance if I only have one employee, other than myself?2020-10-15T19:13:08+00:00
How can I get lower premiums for my individual insurance?2020-10-15T19:12:29+00:00
I have enrolled into an individual plan. When will my coverage start?2020-10-15T19:16:26+00:00
I will turn 65 this July. When can I apply for Medicare?2020-10-15T19:16:45+00:00
The Affordable Healthcare Act2020-10-15T19:05:27+00:00

Commonly known as Obamacare, the Affordable Healthcare Act (ACA) was signed into law by President Barack Obama in 2010.

It had three main objectives:

  1. Encourage comprehensive individual and small group insurance that is affordable to more people,
  2. Expand Medicaid to adults with low income,
  3. Encourage innovative insurance plans and medical care delivery to reduce costs generally.
What are some benefits of having small business group insurance?2020-10-15T19:13:41+00:00
What are the key differences between copayment, coinsurance, premium, and deductibles?2020-10-15T19:14:05+00:00
What do I need to know?2020-10-15T19:05:41+00:00
  1. Plans that meet ACA requirements cannot turn you away due to pre-existing conditions,
  2. They are usually the most comprehensive,
  3. These plans are for individuals and small groups.
  4. They can help you save money on doctors’ visits, prescription drugs, inpatient/outpatient hospital visits and stays, and preventative care.
What is a “Special Enrollment Period” (SEP)?2020-10-15T19:16:00+00:00
What is a PPO plan and how does it work?2020-10-15T19:14:52+00:00
What is an “Open Enrollment Period” (OEP) for individual plan?2020-10-15T19:15:41+00:00
What is an HMO plan and how does it work?2020-10-15T19:14:29+00:00
What is an HSA plan and how does it work?2020-10-15T19:15:13+00:00

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Eligibility Checklist

Take advantage of our free eligibility checklist to make sure you don’t forget anything along your way.

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